Don’t Let Your Past Financial Mistakes Determine Your Future

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This week instead of teaching about money or talking about how to save or earn money, I’m going to share how our attitudes affect our financial progress.

Seemingly every day I have people tell me how much they “shoulda, woulda, coulda” do things to save money, but they just don’t have the time or don’t want to put forth the effort.  The conversation usually continues along the lines of how they know they could have saved so much money over the years, followed by berating themselves for their past actions.  I always try to encourage them to move on and make a change for the future, but wonder if they can ever make a change because they’re so caught up in self blame.

The Bible says this:

Isaiah chapter 43 vs. 18-21 NIV
Forget the former things; do not dwell on the past.  See I am doing a new thing!  Now it springs up; do you not perceive it?  I am making a way in the wilderness and streams in the wilderness and streams in the wasteland.  The wild animals honor me, the jackals and the owls, because I provide water in the wilderness and streams in the wasteland, to give drink to my people, my chosen, the people I formed for myself that they may proclaim my praise.

Romans 13:8 NIV
Let no debt remain outstanding, except the continuing debt to love one another….


Phillipians 4:6 NIV 
Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God.

Hebrews 12:1-3 NIV
Therefore, since we are surrounded by such a great cloud of witnesses, let us throw off everything that hinders and the sin that so easily entangles. And let us run with perseverance the race marked out for us, fixing our eyes on Jesus, the pioneer and perfecter of faith. For the joy set before him he endured the cross, scorning its shame, and sat down at the right hand of the throne of God. Consider him who endured such opposition from sinners, so that you will not grow weary and lose heart.

The “norm” in our society is to spend above our means with little regard to the future.  The Bible says clearly to not dwell on our past mistakes or what others may think of our determination to live within our means.  Instead we are to look to the future and move forward with our eyes on Christ.

Whether you are a believer or not, the principle is still valid.  I encourage you to learn from your past mistakes, but not let them hinder your future.  Set a goal, fix your eyes on it, and persevere without shame from the past.  


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The code has been claimed already- look for another one around 11 am CST on 10/25.

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  1. Found it for $1! :) Thank you so much!!

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