I spent less than $2 to purchase these 5 items at Walmart this week. Retail value: $7.89. When I save an average of $6 each week on products that my family can use, that adds up to a surprising $312! That’s some nice cash for Christmas shopping! Put that into a high interest account to make it even more. But remember if you were working an extra job to earn that Christmas money, you would actually have to make $446 {Read More}

In my weekly review last week I said that my savings/money made of 225.72 equaled 336.74 of DH’s salary saved. Here’s how I get that number. To have a dollar to spend you have to earn a dollar right? wrong To spend a dollar you have to earn the dollar, plus your income tax rate, social security and medicare, and for many tithe. For our family it looks like this: 13 % = our average income tax rate after deductions {Read More}