A couple of weeks ago I shared with you how spending a single dollar while we still owe money to someone else can mean $3-$5 extra that we end up paying on that debt. Not that it’s completely bad to spend $1 here or there on extra things, we just need to put it into perspective and realize that it is a big deal. Let’s talk $1 a day for 40 years. To make the math simple we’ll say $30 {Read More}
The Power of Saving or Spending $1 a Day
Curbing Your Temptation to Buy Things you Don’t Need
I’ve talked before about the “See not, want not” principle when it comes to your spouse and children and the expensive food or personal care items that you’ve purchased. Basically, if they don’t see it, they won’t be tempted to eat or use it. Sometimes we forget our own temptations though. Every trip we take to the store and every commercial we watch on tv tempts us to buy something that we probably don’t need. Just this week I bought {Read More}
How the Easy Saver Rebate Program Works
I love the Register Rewards program that we currently enjoy at Walgreens, but it does come with some headaches. Back in the day when the Easy Saver Rebate program was in full swing I loved it as well. Although it’s rebates instead of coupons, the ESR (Easy Saver Rebate) program has a lot of great perks. All rebates can be submitted on one form, in one envelope (if you’re mailing), and will be received in one check (or gift card) {Read More}
List of Substitutions for Common Kitchen Pantry Items
You may be surprised how easy most of these items are to make yourself Because we often choose to make do with what we have at home, I’m constantly searching for common cooking substitutions. We save a lot of time and money by not rushing out to pick up odds and ends at the store every couple of nights at dinner time. A few weeks ago I happened upon this list of kitchen substitutions over at Joy of Baking while {Read More}
Get Creative – If It’s Broken, Fix It Instead of Replace It
We are big believers in coming up with creative solutions and making do instead of spending more money on something that doesn’t really enhance your life. We really try to pick and choose the things that will impact our lives and set aside the desires to be “perfect” like everyone else. There are times that we succumb to our perceived peer pressure, but most of the time we are successful at keeping our eyes on the goal- to be debt {Read More}
Luxury Food Items – If You Buy Them, They Will Eat Them!
A few weeks ago I was telling my husband there was a really good sale on honey coming up. I was trying to ask him to use it more in moderation than we had used the previous honey purchase, without upsetting him. Despite my efforts, he got irritated and in frustration said “If you don’t want us to eat stuff, then don’t buy it”. I said “Exactly!” I try to spend less than $1 per pound on food. I’ll occasionally {Read More}
Want to Eat Out For Free?
December is always a busy month and I do my best to keep our family in our routines.After a nice break between Christmas and New years, I always feel like January rolls around and we just want to relax all the time. It’s the hardest month for me to avoid eating out. I’ll be posting some Crockpot recipes later on that may help you avoid feeling like it’s dinner time and eating out is your only option. If you do {Read More}
Pancake Mix Recipe – Less Than Half the Cost of Store Bought
A few weeks ago my husband took the pancake mix box down from the cabinet to find very little left. He did a quick search online and came up with this recipe to make his own. It tasted just like normal, so I didn’t even know he had made the mix himself. Yesterday he measured and mixed up several batches and put them into a tupperware container, so we won’t be buying manufactured mixes again! Pancake Mix Ingredients 1 Cup {Read More}
Your Band-aid: Things That Break the Budget and How to Avoid Them
Over the past 3 months you’ve seen me post on specific things that can break a budget- everything from fast food to gasoline to candy. The past few weeks I’ve talked more about an idea of saving money rather than cutting something specific from your budget. We often do things to save money, yet still keep up with the same extravagant ways of living. Thus, we’re putting a band-aid on our budget instead of fixing the things in the budget. {Read More}
"There Was Only a Little Left" and "It’s only a Dollar": Things that Break the Budget and How to Avoid Them
Do you or your kids have a weakness? I’ve touched on this before in this series, but wanted to come back to it. Last night I stopped in the dollar store to look for a couple of items for little Turkey’s big Christmas gift that we’re building. I didn’t find them but I left the store with 4 items for the kids’ stockings. Were the items worth $1 each? You bet. Did I need any more items for their stockings? {Read More}