Saving You Time & Money
I’ve written about the every day items you can find at Target during on Easter clearance and Christmas clearance, but never shared any Valentine’s finds before. Just like the other holiday clearances, so much of what you’ll find is useful at other times of year and has no seasonal designation to it. Last night and this afternoon we stopped in at Target and scored some absolutely sweet deals: Besides the boxes of Valentines, very little that I bought {Read More}
In the summer of 2011 I watched several friends join the SuperPoints network and start earning cash for Christmas spending. I hesitated to join myself, thinking “that’s one more thing to do”. In November I realized that I was being silly. If I don’t have time for anything extra that’s fine, but on the days that I have a bit of down time I can be earning real money. I shouldn’t be passing up that opportunity and wished I had {Read More}
One of the best tips I can give on how to save money is to buy more. The concept may be counter intuitive, but the math proves it: Let’s say your family consumes on average 2 small jars of peanut butter a month, or 24 a year. You go the store to buy your 2 jars for the month and find they are on sale for $1.00 down from $2.28. You can buy your 2 for the month and save {Read More}
I’ve been seeing lots of posts on facebook for the 52 Week Money Challenge a.k.a the “save $1,300 with me in 2014” plan. The idea is that in the first week of 2014 you put $1 into savings, in the 2nd week you put $2, and the 3rd week $3 etc. By the time you put $52 into your savings in the last week you’ll have over $1,300. While I do love the concept, I think most people will lose {Read More}
I’ve had many readers lately who have written me about it taking too much time and money to coupon. Many are simply giving up on the coupons alltogether and are just taking advantage of the sales and RR/ECB deals that are available. If that’s the case, you’ll still see a good amount of savings if you stockpile those items when they’re on sale. However, I’d like to remind you of how I organize my coupons because I think it may be just {Read More}
If you have a question you’d like to see answered you can e-mail me or leave a comment here. (I’ll e-mail you a response fairly quickly even if I don’t post it quickly) This week’s question comes from Tara. She asks, “How many coupon inserts should you get?” My recommendation is to get one set of inserts for each equivalent of an adult consumer in your household. Meaning, If you have 2 adults and 2 elementary age kids that each {Read More}
It’s time for another basic couponing class in Tyler! This one will be from 6:00 – 8:15 pm and will be held at the Family Life Center of GABC on Tuesday, October 15th. This basic couponing class will cover * where to get coupons and how to use them * how to organize coupons * how to get items for free * using a price list * shopping strategies * using coupons to build up a realistic stockpile It will {Read More}
Spending budget: $200/mo. We bought $278.83 and made $238 selling misc items. Total spent in September : $40.83 Current splurge $$ from coming in under budget car fund: $277.01. Our $400 $200 spending budget has to cover all groceries, household supplies, personal care products, gifts, clothes and other shopping purchases, as well as home improvement and entertainment. It’s about 50% reduction to our spending budget. Why $200 now? As many of you know, my husband lost his job at the {Read More}
Are you searching with Swagbucks instead of google yet? I haven’t reminded you in a while, but I hope that you are. For me, its an easy $5-$10 a month in Amazon GCs from using swagbucks instead of google for my search engine. As silly as it is, I love seeing these pop up every few searches above my search results. That means I’m a little bit closer to paying for Christmas with my Swagbucks! I highly recommend that you {Read More}
Spending budget: $400/mo. We bought $616.53 and made $0 selling misc items. Total spent in August : $616.53 Sigh- yes that is 50% more than the allotted budget. We spent about $100 on fast food and restaurants and another $100 on my “shopping sprees” to dollar stores and Target. Current splurge $$ from coming in under budget: $332.75 (our total at the end of July) – $216.53 (or August deficit) = $116.22. Our $400 spending budget has to cover all {Read More}