Not too long ago I began to feel like a hypocrite. Even worse, I felt like a hypocrite because of what I said to my son. I told him we didn’t have enough money to buy a new kitchen gadget for him to play with. (you do remember that he’s a chef wanna be right?) It wasn’t the first time that I hadn’t been completely honest with him about our finances and it made me feel terrible. He doesn’t need {Read More}
Be Honest With Yourself and Your Kids About Your Finances
November 29, 2012 by Leave a Comment
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He Has Provided For Our Every Need
November 23, 2012 by Leave a Comment
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Today on Thanksgiving Day, I’m thankful that my needs are met and my family is content – for the most part Then the King will say to those on his right, “Come, you who are blessed by my Father; take your inheritance, the kingdom prepared for you since the creation of the world. For I was hungry and you gave me something to eat, I was thirsty and you gave me something to drink, I was a stranger and you {Read More}
Watch Your Step!
November 15, 2012 by 2 Comments
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This post was originally published on August 10, 2010. Don’t laugh yet, but this week’s money making tip is to watch your step for spare change. Since moving to Tyler we have picked up so much spare change that I think I’m going to start including it in my money made section of the weekly review. Our family has picked up $.53 in the last 3 days alone! (I know you’re thinking- big whoop!- But truly, it is-keep reading) Just {Read More}
Is It Really Worth My Time?
November 1, 2012 by 1 Comment
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This post was originally published on August 19th, 2010. You’ve been reading about ways to make money on Thrifty Texas Penny for a few weeks now. You may be thinking “I don’t want to spend my free time clicking through e-mails and looking up coupons just to save a few bucks”. If you truly don’t want to, then don’t. No one is trying to force you to. But many of you are willing to work at a job paying $10 {Read More}
Is playing the lottery worth it?
October 25, 2012 by 1 Comment
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Recently my husband told me about a couple guys who won the lottery after each putting in $20 a week for 25 years. I’ve always said it was crazy to play the lottery. Not that a person can’t buy a ticket every once in a while on a whim, but to regularly invest your money in lottery tickets is not worth it! Knowing that I like mathematical figures and comparisons, he challenged me to calculate how much money each man {Read More}
The Easiest Way to Make a Half a Million Dollars
October 18, 2012 by Leave a Comment
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In keeping with the “Money doesn’t grow on trees, it grows LIKE trees” theme, here’s a quick compound interest fact. When you find out your kids (or you) are expecting their first child, start saving $50 a month. By the time your grandchild (or child) is 1 yr old you’ll have $1000. Invest it in your grandchild’/child’s name and don’t touch it. When they are 64 years old they can withdraw between $50,000 and $586,000 (5%-10% interest). Either way you {Read More}
Don’t Let Your Past Financial Mistakes Determine Your Future
October 11, 2012 by 2 Comments
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This week instead of teaching about money or talking about how to save or earn money, I’m going to share how our attitudes affect our financial progress. Seemingly every day I have people tell me how much they “shoulda, woulda, coulda” do things to save money, but they just don’t have the time or don’t want to put forth the effort. The conversation usually continues along the lines of how they know they could have saved so much money over {Read More}
September 2012 Getting Out of Debt Update
October 4, 2012 by
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Spending budget: $400/mo.Total spent in September: $340.29 Right now we have a total of $855 in the Disney fund: $80 from selling some toys/baby items $15 my October splurge money Our $400 spending budget has to cover all groceries, household supplies, personal care products, gifts, clothes and other shopping purchases, as well as home improvement and entertainment. It’s about a 30% reduction to our spending budget. My goal is to save enough to cover a trip to Disney World in the {Read More}
Teaching Your Children About Money and Finance
September 20, 2012 by Leave a Comment
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There are ways to show your teens how far their money will stretch. Even very small children can understand financial principles and handle money appropriately. Although many kids have these experiences I’ve seen many a parent deal with heartbreak as they watch their adult children make financial mistakes. I’m not talking about small things like a late payment. Rather, it’s huge lifestyle issues like living so far above their means to the point they have hundreds of thousands of dollars {Read More}
How Acting Out of Necessity Can Simplify Your Life
September 13, 2012 by 3 Comments
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Necessity is the mother of invention. I’m sure you’ve heard this age old saying before but perhaps you haven’t realized how acts of necessity can cause us to simplify our lives. Can you think of a sticky situation that ended up making life easier for you? Here are a few common examples: There’s only half a load’s worth of laundry detergent left in the bottle, but it’s 10 pm and you’ve already filled the washer with water and clothes. You {Read More}