Guest Post: Saving Money With Your Kitchen Appliances

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The truth is, you use your kitchen appliances. Every day. Multiple times in fact. That fridge is opened at least 5 times a day. Gas stoves are leaking. (not gas, but they are certainly bleeding  cash) They might be less expensive and fast – but energy wise, they are woefully inefficient. These things are some of the biggest uses of your home energy. And it’s certainly no wonder. When you take into consideration the state of the economy, more and {Read More}

Furnishing an Apartment on a Shoestring Budget

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If you’re moving into your first apartment, or maybe your first apartment that’s not furnished courtesy of Mom and Dad’s checkbook, this guest post is for you! Furnishing and decorating an apartment on a budget can always be a challenge, especially when you’re making the transition from college student to that first “real” job. With a little ingenuity and some handiwork, you can stretch that shoestring budget to make yourself a comfortable apartment. Check out some ideas below! Budget bookshelves {Read More}

From Eating Out 3 Times a Day to Nearly Debt Free in 4 Years

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This guest post is from my dear friend Julie  who writes over at Pary Moppins Perfectly Practical. My husband and I have made a lot of stupid (this is basically a dirty word in our house but it is so appropriate here) financial decisions throughout our thirteen years of marriage. Some choices were based on keeping up with the Jones’ and others were to keep our heads above water for a short time, but all could have been avoided. For {Read More}

Finding Peace in More Than Just Finances – Guest Post

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This is a guest post from my sweet friend René .  3 years ago my husband and I realized we had a problem. We were living paycheck to paycheck and barely making ends meet. It was a cycle that we had repeated throughout our marriage. Our first year of marriage we were both working, had a small amount of savings and just spent whatever we wanted whenever we wanted. A month after our first anniversary our daughter was born and I decided {Read More}

Overheard Conversations About Debt and Money Management

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This week I thought I’d share with you (with permission) what some of my fellow bloggers from the Dishing It Up Recipe Hop group have said about debt and budgeting.  It’s funny how money comes up in our conversations from time to time and how passionate we all are with our different perspectives Mama Does it All said about a recent vacation: “We’re able to do it because we’ve been using the envelopes and really paying attention. Plus I convinced my {Read More}

Another Dave Ramsey Success Story – Guest Post

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This guest post is from a friend of mine back home that introduced me to the Dave Ramsey concept.   Something about living on a small income and realizing you were spending $200 more a month than bringing in?  How you dealt with it etc. ? We went all out for a year & paid off all of our “consumer” debt and built up a baby emergency fund ($1000). For the last couple months we have been spending quite a bit {Read More}

A Wicker Basket is Better Than the Golden Arches

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This is a guest post by Susan Through the years my family has spent a lot of time on the road.  From swim meets to dance competitions to 900 mile journeys to grandmother’s house, we have spent hours riding, sleeping and of course, eating in everything from a Honda Escort to a Chevy Suburban.  If we had run through fast food drive thrus every time we were hungry or thirsty, we’d probably be in the poor house.  Instead, we learned {Read More}

Guest Post Part 2 – 2 Adults, 4 Kids, 2 Bedrooms and Nearly Consumer Debt Free!

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This is the 2nd part of a guest post is from reader Carrie.  I’ve been following her story of getting out of debt and saving for a home for about a year now.  I’ve been very inspired by her determination and creativity and I hope that you are too!  If you missed it, you can read part 1 of 2 Adults, 4 Kids, 2 Bedrooms and Nearly Consumer Debt Free here.    Last week Carrie told us that 4 weeks {Read More}

Guest Post – 2 Adults, 4 Kids, 2 Bedrooms and Nearly Consumer Debt Free!

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This guest post is from reader Carrie.  I’ve been following her story of getting out of debt and saving for a home for about a year now.  I’ve been very inspired by her determination and creativity and I hope that you are too! I have always had the mentality that debt was bad. I had saved up enough money in high school to pay for my college education once I was done. My husband and I were married in August, {Read More}

Guest Post DIY Debt

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 This is a guest post by Hannah of The Cheapskate Mom My husband and I are both newlyweds and new parents. We live in a one bedroom apartment and between the two of us, we own two old cars (both in need of different degrees of repair) and $32,000 in debt. For right now, we are living on one income while I take care of our son. Managing our new lives both as husband and wife and new parents is {Read More}