Quick Christmas Cash for Your Old "Stuff"

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If you’re looking to make a little extra cash this Christmas, take advantage of opportunities to sell some items while other people are looking for bargains.  Set aside 15 minutes to look around your home for unused items or items that no longer give you joy. Perhaps there are items your kids will soon outgrow.  If so, it’s best to sell these items now while people are still looking.  In 3 months the buyer pool will be significantly smaller, making {Read More}

November 2012 Getting Out Of Debt Update – Refinance

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Spending budget: $400/mo.Total spent in November:  $340.30, less a $16.30 return = $324 Right now we have a total of $993 in the Disney fund: I added $35 this month from selling some toys Our $400 spending budget has to cover all groceries, household supplies, personal care products, gifts, clothes and other shopping purchases, as well as home improvement and entertainment.  It’s about a 30% reduction to our spending budget.  My goal is to save enough to cover a trip {Read More}

Watch Your Step!

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This post was originally published on August 10, 2010.  Don’t laugh yet, but this week’s money making tip is to watch your step for spare change. Since moving to Tyler we have picked up so much spare change that I think I’m going to start including it in my money made section of the weekly review. Our family has picked up $.53 in the last 3 days alone! (I know you’re thinking- big whoop!- But truly, it is-keep reading) Just {Read More}

October 2012 Getting Out of Debt Update

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Spending budget: $400/mo.Total spent in October:  $308.31 Right now we have a total of $958 in the Disney fund: $85 from a yard sale and selling some toys $18 part of my November splurge money Our $400 spending budget has to cover all groceries, household supplies, personal care products, gifts, clothes and other shopping purchases, as well as home improvement and entertainment.  It’s about a 30% reduction to our spending budget.  My goal is to save enough to cover a {Read More}

Homemade Tide Laundry Detergent for $.03 Per Load or Less!

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Homemade Tide

Everyone knows I love my Tide laundry detergent.  I thought I was doing pretty good to get a 50 oz jug for around $2, but now I’ve come up with a way to make 3x that amount for around $2! I started with this recipe for laundry detergent from Pary Moppins’ friend.  I decided to half the recipe because I didn’t want the extra detergent sitting around for years.  Here’s what you’ll need: 1/2 bar Fels Naptha or Zote laundry {Read More}

The Easiest Way to Make a Half a Million Dollars

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In keeping with the “Money doesn’t grow on trees, it grows LIKE trees” theme, here’s a quick compound interest fact. When you find out your kids (or you) are expecting their first child, start saving $50 a month. By the time your grandchild  (or child) is 1 yr old you’ll have $1000.  Invest it in your grandchild’/child’s name and don’t touch it.  When they are 64 years old they can withdraw between $50,000 and $586,000 (5%-10% interest).  Either way you {Read More}

Are you Searching for Extra Spending Money on Swagbucks?

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Last month I cashed in for $20 worth of Amazon gift cards on Swagbucks.  This is the easiest online moneymaker I’ve ever participated in.  Simply search from their site instead of google and randomly earn swagbucks.  You can redeem them for Paypal, Amazon GC, Target GCs, Walmart GCs and many more! I downloaded the swagbucks toolbar so my search box at the top right of my brower is automatically set to swagbucks.  This means that the only thing extra I {Read More}

September 2012 Getting Out of Debt Update

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Spending budget: $400/mo.Total spent in September:  $340.29 Right now we have a total of $855 in the Disney fund: $80 from selling some toys/baby items $15 my October splurge money Our $400 spending budget has to cover all groceries, household supplies, personal care products, gifts, clothes and other shopping purchases, as well as home improvement and entertainment.  It’s about a 30% reduction to our spending budget.  My goal is to save enough to cover a trip to Disney World in the {Read More}

Play Games for Gift Cards

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I love to play games. We don’t get much time for it these day, but one of our favorite things to do after we get the kids to bed is play Wizard’s Spell (a variation of Text Twist) on GSN.com (Game Show Network) I’ve got several others that I like to play, but that is one that we can play together. GSN has popular games like Deal or No Deal, Bejeweled, Straws (like the old pipe dream game), Mahjohngg & {Read More}

August 2012 Getting Out of Debt Update

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I was really striving to stay within our $400 shopping budget in August.  Despite my efforts we came in at about $401.   I’m really not worried about a dollar, just frustrated we chose to not be successful.  The purpose of sticking to this budget was to force ourselves to dedicate more funds each month towards paying off our houses quicker.  While we still made an extra payment last month, we weren’t able to do as much as I hoped. Our {Read More}