This week I finally was able to sit down and finish tallying up our expenses from the past year. I did have a couple of surprises. The past 4 months we’ve kept our expenses at about half of our $400 budget for all shopping. Our “entertainment/eating out” expenses have been more sporadic than I realized. Anywhere from 0 – $187 a month! Now that I know what we’ve been spending and how much we’re earning, my next step in creating {Read More}
Becoming Debt Free Step 4b (Budgeting Step 3)
June 8, 2012 by Leave a Comment
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Guest Post Part 2 – 2 Adults, 4 Kids, 2 Bedrooms and Nearly Consumer Debt Free!
June 7, 2012 by Leave a Comment
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This is the 2nd part of a guest post is from reader Carrie. I’ve been following her story of getting out of debt and saving for a home for about a year now. I’ve been very inspired by her determination and creativity and I hope that you are too! If you missed it, you can read part 1 of 2 Adults, 4 Kids, 2 Bedrooms and Nearly Consumer Debt Free here. Last week Carrie told us that 4 weeks {Read More}
Do You Still Have Gift Cards from Christmas?
April 19, 2012 by Leave a Comment
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Consumers purchase millions of dollars in gift cards each year at Christmas. Many of them go unused – thrilling retailers around the globe. If you received a gift card for Christmas 4 months ago and haven’t used it yet, chances are you aren’t going to. You can sell that GC online for a portion of the balance so you’ll have cash that you can use. It’s better than having money sitting in your sock drawer not getting used – or {Read More}
IdeaShifters Smartphone Panel – Earn Rewards
April 4, 2012 by
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IdeaShifters Smartphone Panel is looking for smart phone users to give feedback and get rewarded! I just signed up and would love some feedback if anyone has used them before. Note: the surveys can be taken on your phone or computer Here is some information from their FAQ page: IdeaShifters™ a US only panel is a division of Paradigm Sample, Inc., a market research firm that specializes in general consumer, mobile, business-to-business, and IT industries. Our clients (developers, designers, builders, {Read More}
How the Easy Saver Rebate Program Works
March 1, 2012 by 1 Comment
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I love the Register Rewards program that we currently enjoy at Walgreens, but it does come with some headaches. Back in the day when the Easy Saver Rebate program was in full swing I loved it as well. Although it’s rebates instead of coupons, the ESR (Easy Saver Rebate) program has a lot of great perks. All rebates can be submitted on one form, in one envelope (if you’re mailing), and will be received in one check (or gift card) {Read More}
The Value Drops When You Drive it Off the Lot
November 1, 2011 by 1 Comment
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For the next few weeks on Tuesdays I’m going to bring you some tips for the Christmas season instead of homemaking tips. My Tips for Tuesday series will return in 2012. Consider the true dollar value of the toys you plan to buy your kids this Christmas. Much like a new car drops it’s value as soon as you drive it off the lot, the value of toys will drop as soon as you open the box of a new {Read More}
Don’t Like a Price? See if You Can Make It Instead
September 27, 2011 by 3 Comments
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When Turkey was born, my mother-in-law bought him this tall giraffe bank. We started putting our change in and it wasn’t long after his 1st birthday that he enjoyed “feeding” the giraffe coins. I wanted Little One to have a similar bank and had my heart set on a flower. We looked at several online and the cheapest price we found including shipping and tax was almost $55! I couldn’t do it. My mother-in-law wanted to buy it for her, {Read More}
Alternate Uses for Shampoo
September 13, 2011 by
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So you buy a bottle of shampoo and the scent isn’t exactly what you want to be smelling all day, or maybe it doesn’t work with your hair as well as you’d hoped. That shampoo doesn’t have to be wasted! Use a squirt to give your toilet a daily swish. It will extend the period of time that you need to use chemicals to clean it, and keep it fresher in the meantime. You can use it to shave your {Read More}
Check Your Engines
February 15, 2011 by Leave a Comment
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By now, almost everyone who frequents a frugal blog has heard of Swagbucks. If you haven’t heard of it, you can click here for my explanation. For those of you who use swagbucks as your preferred search engine, take a moment to check your settings. If you’re like me, you downloaded the swagbucks toolbar for quick and easy searching. This search box can be used for many different search engines though. To the left of the search box is a {Read More}